Working women at their store. They are wearing casual clothing, accepting new orders online.

Small Business Administration (SBA) Loans

Get the SBA Loan Your Business Needs to Grow.

 
At Hana Bank USA, we provide specialized SBA financing to help you expand your business, increase cash flow, and seize new opportunities. Whether you’re looking to purchase equipment, finance real estate, or fund a business acquisition, we’re here to help make your growth plans a reality.
 

SBA 7(a) Loan Purposes

  • Funding Working Capital
  • Equipment and Supplies Purchases
  • Real Estate Purchase & Refinance
  • Business Expansion or Acquisition
  • Partner Buyout

Why Choose an SBA Loan?

An SBA loan provides benefits that are unmatched by traditional business financing options. Here’s why choosing an SBA loan with Hana Bank USA can help you grow your business efficiently: 
 
  • Longer Terms 
SBA loans offer longer repayment terms, making monthly payments more manageable for your business. You can extend your loan terms up to 25 years for real estate purchases or 10 years for other business needs.
 
  • Lower Down Payments
With SBA financing, you can keep more of your working capital. The down payment required for SBA loans is generally lower than traditional loans, allowing you to reserve more funds for running and expanding your business.
 
  • Competitive Interest Rates
SBA loans provide competitive rates compared to conventional business loans. This means you’ll pay less over the life of the loan, improving your business’s financial health.
 
  • Support for Startups and Easier Qualifications
SBA loans make it easier for startups to access funding. With more flexible qualification requirements, newer businesses can secure the financing they need to grow.
 

 

 Explore the Right SBA loan for Your Business:

 

SBA 7(a) Loan

  • The most popular SBA loan, ideal for working capital, expansion, equipment purchases, and more.

  • Loan Amounts: Up to $5 million

  • Repayment Terms: Up to 25 years

  • Interest Rates: Competitive rates

SBA 504 Loan

  • Designed for purchasing real estate or large equipment. Perfect for long-term investments.

  • Loan Amounts: Up to $5 million

  • Repayment Terms: Up to 25 years

  • Interest Rates: Competitive rates